2017 Top of the Table Annual Meeting
Rancho Palos Verdes, California, USA

October 18–21, 2017 Terranea Resort

The Top of the Table Annual Meeting is an unparalleled experience for the exceptional producer.

Exclusive to MDRT’s top membership level, this meeting helps MDRT’s highest performers share innovative ideas that empower growth for their business, but it also offers key concepts to living a full life outside of the office.

At the 2017 Top of the Table Annual Meeting, you’ll find yourself surrounded by spectacular views at the luxurious Terranea Resort just outside of Los Angeles, California. You will also hear the latest trends, tips and innovations in the financial services industry, courtesy of leaders in the field. Get motivated by speakers, learn nuts-and-bolts techniques from those who do it best, and make new friends while enjoying the scenery of Rancho Palos Verdes.

Who attends?

This meeting is exclusive to MDRT’s top membership level, Top of the Table. It is unique in that it is designed to help high performers improve their professional and personal lives simultaneously. To foster that important balance between business and personal fulfillment, each attendee may bring their spouse at no additional registration cost.

What to expect

Four exhilarating days filled with industry discussions, innovations, practice-management solutions and more. You and your spouse will be treated to a meeting that caters to the Whole Person — encouraging business and personal growth while enjoying the luxurious accommodations of the Terranea resort.


Registration for the 2017 Top of the Table Annual Meeting is now open.

Registrations will be processed on a first-come, first served basis. Register early, as it is possible for the Top of the Table Annual Meeting to reach capactiy prior to the registration deadline.

The meeting registration fee covers the programming cost and planned food functions for members and their spouses. There is no additional registration fee for spouses. If your spouse is a member of Top of the Table, policy dictates that he or she must pay the full member registration fee.

Registration cancellation and refund policy

Cancellations postmarked by the post office or received by fax on or before September 18, 2017 will receive a full refund less an administrative fee of USD 50. Cancellations postmarked by the post office or received by fax between September 19, 2017 and October 2, 2017 will receive a 50 percent refund. Cancellations postmarked by the post office or received by fax after October 3 will not receive a refund.

There are three easy ways to register:

· Register online
· Fax completed registration form with credit card payment information to +1 (847) 518-8921. (If you are faxing, do not mail the original registration form.) Faxed registration forms without credit card information will not be processed.
· Send completed registration form with check (USD funds), credit card information or money order to:

Million Dollar Round Table
Top of the Table Registration
325 West Touhy Avenue
Park Ridge, IL 60068 USA

The deadline for receipt of your registration materials is September 18, 2017. Registrations received after that date will be accepted on a space-available basis.

Schedule at a Glance

Wednesday, October 18, 2017

7 a.m. – 2:30 p.m.
Golf Tournament (Prepaid Event*)

8 - 9 a.m.
Yoga (Registration Required*)

8 – 9:00 a.m.
5K Fun Run/Walk (Registration Required)

9 a.m. – 1 p.m.
Whale Watching (Prepaid Event*)

10:45 a.m. – 3 p.m.
Warner Brothers Tour (Prepaid Event*)

1 – 5 p.m.
ConneXion Zone® Open

1 – 6:30 p.m.
Registration Open

1 – 6:30 p.m.
Restaurant Reservation Booth Open

5 – 6 p.m.
First-Time Experience (Invitation Only)

6 – 7 p.m.
Opening Speaker

7 – 10 p.m.
Welcome Event

Thursday, October 19, 2017

7 a.m. – 2 p.m.
Registration Open

7 – 8:15 a.m.
Networking Breakfast with Sponsors

7 – 8:30 a.m.
ConneXion Zone Open

8:30 a.m. – 12 p.m.
Main Platform

10 – 10:30 a.m.
Coffee Break with Sponsors

10 a.m. – 3 p.m.
Restaurant Reservation Booth Open

12 – 1:15 p.m.
Networking Lunch with Sponsors and TEN X Talks at the Top

12 – 1:15 p.m.
ConneXion Zone Open

1:15 – 2:15 p.m.
Focus and Spotlight Sessions

1:15 – 2:15 p.m.
Spouse Session

2:15 – 2:45 p.m.
Coffee Break with Sponsors

2:45 – 3:45 p.m.
Focus Sessions

2:45 – 3:45 p.m.
Spouse Session

3:45 – 4:45 p.m.
The Daily Debrief

9 – 10:30 p.m.
Sweet and Greet

Friday, October 20, 2017

7 a.m. – 2 p.m.
Registration Open

7 – 8:15 a.m.
Networking Breakfast with Sponsors

7 – 8:30 a.m.
ConneXion Zone Open

8:30 a.m. – 12 p.m.
Main Platform

10 – 10:30 a.m.
Coffee Break with Sponsors

12 – 1:15 p.m.
Networking Lunch with Sponsors

12 – 1:15 p.m.
ConneXion Zone Open

1:15 – 2:15 p.m.
Focus Sessions

1:15 – 2:15 p.m.
Spouse Session

2:15 – 2:45 p.m.
Coffee Break

2:45 – 3:45 p.m.
Open Sessions

2:45 – 3:45 p.m.
Spouse Session

3:45 – 4:45 p.m.
The Daily Debrief

6:30 – 7:30 p.m.

7:30 – 11 p.m.
Dinner Dance

Saturday, October 21, 2017

8 – 9 a.m.
Networking Breakfast

9 – 11 a.m.
Main Platform

11 a.m.
Meeting Adjourned

11:30 a.m. – 9 p.m.
Catalina Island Adventure (Prepaid Event*)

*Prepaid events must be purchased at time of registration — tickets will not be sold on-site. Simultaneous interpretation is not provided for these events.


Terranea Resort is a land unto itself. On three sides, you're surrounded by the tranquil waves of the Pacific, and across the channel is Catalina Island. The coastal setting of Terranea embraces its Mediterranean heritage and incorporates it into its architecture.

Members are responsible for reserving their own hotel accommodations at Terranea Resort. Reservations will be accepted on a first-come, first-served basis. PLEASE NOTE: Members are encouraged to reserve their rooms early. Availability is not guaranteed, and housing may close prior to the meeting. The hotel will accept reservations on a space-available basis, and the negotiated room rate is not guaranteed after September 17, 2017.

Online reservations click here.

Phone reservations
When making reservations, be sure to mention that you are with the Top of the Table Annual Meeting to receive the group rate.

Terranea Resort
100 Terranea Way
Rancho Palos Verdes, California, USA 90275
Toll free reservation number: (844) 209-6908

Rate: USD 300
Check-in time is 4 p.m. Pacific.
Check-out time is 12 p.m. Pacific.

Room rate is for single or double occupancy. In addition to the room rate, the resort charges a USD 12 per room per day resort fee. The resort fee includes unlimited high-speed internet in guest rooms, nightly turndown service, transportation within five miles of resort to include Trump National Golf Course and Los Verdes Country Club, shopping and tennis, complimentary local and 800 access calls, fitness center access, trained naturalists for guided tours, complimentary daily yoga and Pilates classes, and access to The Links’ short game practice area.

Pre- and post-meeting date reservations
The guest room rate will be offered by the hotel three days prior to and three days after the original meeting dates, subject to availability of guest rooms and resort occupancy at the time of reservation.

Cancellation and no-show policies
Cancellation of individual reservations made up to 72 hours prior to arrival will be accepted at no charge. Otherwise, the first night stay will be charged.

Session Types

Main Platform

Large session where all attendees, spouses, sponsors and speakers gather to hear presentations on topics that appeal to everyone in the audience. Subjects include motivation, inspiration, innovation, health and wellness, economic overviews and business best practices.

Focus Sessions

These sessions are more technical in nature and offer educational content to help you stay on top of your game, professionally and personally. They are open to all attendees and cover a variety of topics that give attendees the opportunity to customize their schedule and choose sessions most relevant to them.

Spotlight Sessions

These unique presentations illustrate how a member incorporates a sponsor’s product or service into their business. Though the session is about the sponsor’s offering, the spotlight is on the experience and benefits received by the member, their business and clients.

Spouse Sessions

These special sessions were created to offer activities for spouses while members participate in the afternoon Focus Sessions, however they are also a great outlet for members to get a break from traditional sessions. They are fun, interactive classes about art, entertainment, fine cuisine and more.

TEN X Talks at the Top

Ten X Talks at the Top are 10-minute presentations during the lunch hour. Discover new ways to improve your production as well as provide beneficial solutions to your clients. Speakers are affiliates of sponsoring companies.

Top of the Table Speaks

New! A series of innovative and creative business concepts delivered by members in a variety of formats. Attendees will leave this fast-paced session with ideas to improve productivity and business practices.

The Daily Debrief

End a long day of learning with some rest and relaxation poolside. The Daily Debrief is a time for members to connect after attending sessions, share ideas they heard that day, and enjoy the views of the Pacific.

team member

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Greg Bell, CSP

Bell will inspire you to reexamine your personal and professional dreams while creating value for your colleagues and customers. In what has become his most popular presentation, he will demonstrate how adopting the mindset of the bamboo farmer can transform your life and those around you in amazing ways. Giant timber bamboo grows with astonishing speed and strength; however, such growth only comes as a result of the bamboo farmer faithfully watering the bamboo over time until it can establish deep and resilient roots. We all can become bamboo farmers, nurturing the qualities of patience, courage, self-discipline, persistence and belief. Leave this session with core values that will lead to profound growth and the secret formula for peak performance.

Bell is a thought leader, business consultant, motivational speaker and leadership seminar trainer. His popular book, “Water the Bamboo: Unleashing the Potential of Teams and Individuals,” has inspired an array of organizations, from Fortune 500 companies like Nike and Disney to athletic teams like the Portland Trailblazers. An innovator and keen observer of highly successful leaders, Bell's ability to masterfully blend insight and encouragement with just the right dose of reality makes him the consistently top-rated keynote speaker at major conferences. He holds political science and law degrees from the University of Oregon. He is also the force behind Coaches vs. Cancer — a campaign for the American Cancer Society that has raised more than USD 87 million for cancer research.
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Ty Bennett

The Power of Storytelling

Because we’re all emotional creatures, storytelling is the most influential form of communication. Bennett provides attendees with the mindset and toolset to leverage this communication strategy and sell effectively through storytelling. The underlying principle behind storytelling is that it’s not about you; it’s about the other person. Bennett shows you how your story impacts clients and influences the sales decision. You will learn to humanize your message, create balance between credibility and relatability and engage the emotional and creative side of your clients’ brains.

When Bennett was 21 years old, he and his brother Scott started a business in direct sales, which they built to over USD 20 million in annual revenue while still in their 20s. As a young entrepreneur, Bennett continues to engage his team’s focus to grow sales. He has developed more than 500 sales managers globally with sales and leadership in 37 countries. In his talks, Bennett uses the power of influence and storytelling to provide audiences with tangible techniques that will increase their influence and their impact as leaders and as salespeople.

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Olivia Fox Cabane

Cabane is an executive coach to the leadership of Fortune 500 companies who helps people become more persuasive, influential and inspiring. Cabane extracts the most practical tools for business and applies the latest in global behavioral science to everyday leadership needs to improve her clients' productivity and efficiency. In addition to being a columnist for Forbes and the Huffington Post, Cabane is often featured in media such as the New York Times and BusinessWeek. Cabane previously served as director of innovative leadership for Stanford's StartX program. Her books have been translated into 17 languages, and she was the youngest person ever to be appointed Foreign Trade Advisor to the French government.

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Randy Charach

The Randy Charach Experience

Charach, a psychological illusionist, leads you on a uniquely fascinating and hilarious theatrical performance. Watch as discovers volunteers’ innermost thoughts and persuades people to forget their own name. The laughter and excitement build as the entire audience is entranced and involved in the performance. Some even become co-stars of the show!

Charach is a world-renowned, headline comedian and psychological illusionist. His unique blend of mind-reading and the power of suggestion creates an entertainment experience like no other. Charach's ability to discover a volunteer's innermost thoughts is nothing short of amazing. Charach is the author of the best-selling book "Sell the Experience." He teaches advanced psychological sales methods to top professionals. He has educated and dazzled audiences from Toronto to Tokyo with his impactful keynotes and spellbinding performances.

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Ken Gronbach

Charting the Course Through Demographic Change

Let Gronbach bring you into the counter-intuitive and fascinating world of demography. A marketer who has immersed himself in 19 years of proprietary demographic research, Gronbach’s understanding of worldwide fertility, migration, aging and dying have enabled him to forecast political, economic and cultural phenomena with uncanny accuracy. What nations are demographically doomed? How will the workforces change? What is the future of communication? How will our children’s children get their education? Will big data change marketing and branding forever? What is the fate of mass media? What countries and continents are demographically positioned to excel? Learn this and more from Gronbach’s presentation.

Gronbach is president of KGC Direct, LLC and is an internationally respected demographer who has been able to forecast societal, commercial, economic, cultural and political phenomena with uncanny accuracy. Gronbach’s unusual blend of marketing savvy and common sense demography, based on 20 years of proprietary demographic study, sets him apart. Gronbach brings you into his world of counting people in his presentations covering questions like: What nations are demographically doomed? How will the workforces change? What is the future of communications? How will our children’s children get their education?
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Salim Ismail

Exponential Finance

As the world becomes more digital, advancements in technology are skyrocketing. Ismail, a technology strategist, knows the trajectory of fascinating projects that are sure to change our lives and challenge societal norms as we know them. Today there are 8 billion internet-connected devices in the world. By 2020, Ismail predicts there will be 50 billion. Will computer-driven cars be a reality in three years? Will we see a dramatically lengthened lifespan and delayed retirements in the next decade? What does this mean for investment, growth and contraction in key industries? Ismail’s take on the impact of the financial services sector will have you thinking twice about where to put money and how much is needed for the future.

Ismail is the founder and chair of ExO Works, a team of innovation experts who create customized solutions for organizations seeking to remain relevant in today’s rapidly changing business environment. Ismail co-founded ExO Works in 2016 to help transform global business by catapulting organizations into the world of exponential thinking. ExO Works delivers a 10-week program called the ExO Sprint that leapfrogs an organization’s mindset forward by two years. The bestselling author of “Exponential Organizations,” Ismail is also a sought-after technology strategist and a renowned entrepreneur with ties to Yahoo, Google and Singularity University.

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Dr. Romie Mushtaq

Mindful Leadership: Navigating Chaos to Calm

Mindfulness-based practices such as meditation are now becoming a standard tool for achieving brain peak performance within corporations, professional sports teams and top universities. Mushtaq, a neurologist and meditation teacher, will explain the neuroscience and medical evidence behind meditation. Her expertise and techniques has been shared with Fortune 500 companies and universities nationally. In this interactive workshop, participants will learn a mindfulness-based practice that they can start at home and in the office.

Mushtaq is a traditionally trained neurologist with additional board certification in integrative medicine. After undergoing life-saving surgery, she traveled around the world learning mindfulness-based techniques and now helps individuals achieve brain- and mental health holistically at the Center for Natural and Integrative Medicine in Orlando, Florida. Mushtaq combines her unique expertise in neuroscience and mindfulness to teach stress management and mindful leadership to Fortune 500 companies, universities and groups around the country. She completed her medical training at the Medical University of South Carolina, University of Pittsburgh Medical Center and the University of Michigan. She previously served as faculty at the Medical College of Wisconsin.
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Bob Smiland

The Transformational Impact of Art in K-12 Education

The arts are valuable and are an important component of any well-rounded education.The significance of arts education lies in its transformative power, offering students opportunities to experience their creativity and unlock their creative and academic potential. At Inner-City Arts, students are encouraged to take risks, learn new modes of self expression, build self-confidence and develop 21-century skills such as collaboration, creativity and critical thinking. The arts are not only important to the emotional development of students, they also have great effect on academic outcomes. Studies have shown that low-income students who are highly engaged in the arts are more likely to graduate high school and twice as likely to graduate college as their peers with no arts education. By providing and advocating for equitable access to arts education for our youth— especially those most underserved—we can continue to build a more creative, productive, inclusive and empowered society.

Smiland became president and CEO of Inner-City Arts in July 2013 after nearly three decades of service as a volunteer and board member for multiple youth service and educational nonprofit organizations. He began his career as CEO of the family-owned Smiland Paint Company, which he led for 25 years, growing it into an USD 88 million business with more than 400 employees. He served as vice chair of the board of the Los Angeles Metropolitan YMCA from 1996 to 2002, and was chair of the board of trustees of the First Congregational Church of Los Angeles from 1992 to 1998. In 2010, he co-founded Extera Public Schools, charter schools that serve elementary age children in his native neighborhood of Boyle Heights and East Los Angeles. Smiland has an in-depth understanding of how nonprofits thrive and a passion for education reform.

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Garrison Wynn, CSP

Change is Mandatory; Stress is Optional

Change is something we all have to deal with, but the stress that accompanies change is more of choice. In this heavily researched session, Wynn applies his signature humor to a very serious topic. This fun, comprehensive program offers tools and tips for getting through big change with very little stress. More importantly, it creates an emotional shift for attendees as they see how much control they have over how change affects them. This session also shows attendees how stress is more about what we believe than what is actually happening. From embracing big transitions in technology to dealing with growth or downsizing, this presentation helps leaders, employees and customers implement necessary changes with minimal resistance.

With talents that established him as a Fortune 500 leader and professional standup comedian,Wynn fuses comic timing and research to deliver motivational business expertise. For 20 years, he has given keynote presentations to clients (such as American Express, Wells Fargo, Oracle and NASA) at corporate and association events. He is the author of the Amazon bestsellers “The Real Truth about Success” and “The Cowbell Principle.” He has been a weekly contributor to the Washington Post and has been featured in Forbes and Inc. magazines.

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Whale Watching

Wednesday, October 18
9 a.m. – 1 p.m.

Guests will have the chance to see the beauty of the wildlife off the coastline and in the Pacific Ocean as they embark on a private whale watching cruise! The most common sighting is the blue whale. This whale is the largest mammal in the world, and is always found out in the Pacific Ocean off the coast of Long Beach.

USD 110 (includes lunch)

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Warner Brothers Tour

Wednesday, October 18
10:45 a.m. – 3 p.m.

Travel via a luxury cart to tour spots where some of America’s favorite TV series and movies have been filmed! You are invited to experience a one-of-a-kind private movie studio tour on the Warner Brothers lot. The two and a half hour VIP Back Lot Tour begins with a private theater viewing of a compilation of classic Warner Brothers film clips.

USD 110 (includes lunch)

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Catalina Island Tour

Saturday, October 21
11:30 a.m. – 9 p.m.

Only 26 miles across the sea, yet capturing the feeling of being in a small village in the Mediterranean, lies Catalina Island. The adventure begins in Long Beach’s ferry terminal where guests board a high-speed catamaran. Onboard they can take in ocean breezes while keeping their eyes peeled for glimpses of white-sided dolphins and gray whales, or enjoy snacks and a refreshing soda or cocktail as they relax in airline style seats. Guests will explore the island into the evening and head back to the mainland after a dinner of their choice. Catalina Island is filled with adventure; see below some of the exciting activities and restaurants!

USD 130

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Trump National Golf Club

Wednesday, October 18
7 a.m. – 2:30 p.m.
Shuttle will depart from the lobby of the Terranea Resort at 7:15 a.m.

Start your meeting right with a round at Trump National Golf Club. This magnificent location is perched high above the jagged California cliffs, taking advantage of one of the most incredible views in the world, with picturesque Catalina Island off the coast. This Pete Dye-designed course has been greatly enhanced, tempting golfers to take risks and rewarding well-placed shots. The layout challenges experienced golfers and novices to the best of their abilities. USD 295 per person (includes green fees, golf cart, breakfast, lunch and unlimited balls at the driving range) TaylorMade Clubs are available for rental at an additional cost of USD 80. There are no shoes available to rent, however any athletic shoe with soft soles is accepted.




Asset Life Settlements (Plus TEN X Talk)

Asset Life Settlements was co-founded by Jeff Hallman and Scott Thomas – two of the nation’s most skilled life settlement brokers. With more than 30 years of combined experience, Asset Life shops each case to multiple providers and negotiates the highest possible settlement offer. Advisors depend on them to deliver results, and they pride themselves in maintaining that trust.

Jeff Hallman
Asset Life Settlements, LLC
1507 Park Center Drive, Unit 1B
Orlando, FL, USA 32835
Phone: 407.413.8659
Fax: 321.400.1084

LifePro (Plus Spotlight Session)

LifePro Financial Services, Inc. is the premier distributor of life, annuity, long-term care, and securities- based insurance products, partnering with the top 5% of all financial advisors.  Fostering a community where independent does not mean alone, LifePro provides 24-hour support, cutting edge sales strategies and systems, premiere industry education, top valued products, underwriting expertise, competitive industry commission, and unmatched bonus opportunities.

LifePro Financial
Ben Nevejans, President
11512 El Camino Real, Suite 100
San Diego, CA, USA 92130
Phone: 858.793.5999
Fax: 858.793.5990

NFP(Plus Spotlight Session)

NFP is a leading insurance broker and consultant that provides employee benefits, property & casualty, retirement and individual private client solutions through our licensed subsidiaries and affiliates. Our expertise is matched only by our personal commitment to each client’s goals. For more information, visit NFP.com.

Mike James,
1250 Capital of Texas Highway
Building 2, Suite 125
Austin, TX 78746
Phone: 512.697.6992

Pacific Life(Plus TEN X Talk)

Offering insurance since 1868, Pacific Life provides a wide range of life insurance products, annuities, and mutual funds, and offers a variety of investment products and services to individuals, businesses, and pension plans. Pacific Life counts more than half of the 100 largest U.S. companies as its clients. For additional company information, including current financial strength ratings, visit www.PacificLife.com.

Chris Cairns,
Senior National Sales Manager
Pacific Life
45 Enterprise
Aliso Viejo, CA, USA 92656
Phone: 949.420.7133
Fax: 949.718.5722


Prudential (Plus TEN X Talk)

We help our business partners THRIVE by offering dynamic underwriting, enduring value and customized life insurance solutions. With Prudential's robust support architecture and direct, personal support, you get access to the concepts, materials, industry-leading service, and people who can help your business THRIVE.

Doug Winkler
213 Washington Street
Newark, NJ, USA 07102
Phone: 860.534.9093

Status Factory(Plus TEN X Talk)

MDRT - Raising your status in the eyes of customers and prospects so that you are seen as the only possible choice.

Clint Arthur
Status Factory
3025 Sunset Boulevard
Los Angeles, CA, USA 90026
Phone: 310.415.0450



AgencyONE, a boutique BGA in Rockville, MD, offers its clients superior medical and financial underwriting and advanced planning expertise. With a stellar reputation in the BGA marketplace and significant carrier relationships, AgencyONE provides outstanding service and support to insure the successful placement of life insurance and annuities.

Edward E. Leisher
11200 Rockville Pike, #500
Rockville, MD, USA 20852
Phone: 301.803.7504

Allianz Life Insurance Company

Allianz Life Insurance Company of North America, one of FORTUNE’s 100 Best Companies to Work For® in 2017, has been keeping its promises since 1896. Today, it carries on that tradition, helping Americans achieve their retirement income and protection goals with a variety of annuities and life insurance products. In 2016, Allianz Life provided a total of $2.6 billion in benefit payments that supported policyholders’ financial objectives. As a leading provider of fixed index annuities, Allianz Life is part of Allianz SE, a global leader in the financial services industry with 142,000 employees in more than 70 countries worldwide. More than 85 million private and corporate customers rely on Allianz knowledge, global reach, and capital strength to help them make the most of financial opportunities

Jason Wellmann
Allianz Life
SVP Life Distribution
5701 Golden Hills Drive
Minneapolis, MN, USA 55416
Phone: 763.765.2858

Clarity 2 Prosperity

Clarity 2 Prosperity is a financial training, coaching and IP development organization led by financial advisors, coaches and business leaders committed to simplifying the financial planning process and improving the lives of American families. It provides proven, turnkey processes to help advisors shift from a transactional mindset to providing holistic, best interest advice.

David Alison
Clarity 2 Prosperity
30400 Detroit Road
Suite 201
Westlake, OH, USA 44145

Columbus Life Insurance Company

Columbus Life offers universal life and term life products along with single premium fixed annuities. Within the UI product line, Columbus Life offers NLG, index, traditional and second-to-die policies. The term product line includes 10-, 15-, 20- and 30-year terms. Living benefits are available on both universal life and term products as well.

Chuck Maines
PGA Recruiting Coordinator Columbus Life
400 East Broadway
Cincinnati, OH, USA 45202
Phone: 513.361.6732
Fax: 513.361.6899



For more than 30 years, Coventry has been redefining insurance. We created the secondary market, providing consumers with more than $3.5 billion for their unneeded policies. And we are changing the way people think about life insurance, making it more powerful, more flexible and more valuable.

Peter Hershon
SVP National Distribution
7111 Valley Green Road
Fort Washington, PA, USA 19034
Phone: 877.836.8300
Fax: 215.402.8308

eMoney Advisor, LLC

eMoney is the only wealth-planning platform for financial professionals that offers superior transparency, accessibility, security and organization for everything that affects their clients’ financial lives. Created by advisors for advisors, eMoney's award-winning software transforms advisors’ ability to implement comprehensive financial plans and prepare their clients for a secure financial future.

Mike Hemmert
VP of Sales
eMoney Advisor, LLC
4 Radnor Corporate Center
100 Matsonford Road
Radnor, PA, USA 19087
Phone: 610.684.1100

First Heartland Capital

First Heartland is an independently owned broker dealer, brokerage general agency and registered investment advisory. FHC is continuously focused on relationships and the changing needs of financial professionals, offering the product variety and services that others are unable to provide due to their ownership or ties to large companies.

David Hoff, President
1839 Lake St. Louis Boulevard
Lake St. Louis, MO, USA 63367
Phone: 636.625.0900
Fax: 636.695.2843


Financial Independence Group has been providing superior service to independent advisors nationwide for over 40 years. As an independently owned and operated full-service marketing organization, FIG represents the industry’s top insurance carriers who provide premier annuity, life and long-term care products. FIG has a proven track record for assisting independent financial advisors in growing their business.  They do this through superior service and support, innovative marketing systems, technology, effective practice management, consulting services and more.

Shawn Sigler
Director of Sales and Distribution
19520 W. Catawba Avenue, Suite 200
Cornelius, NC, USA 28031
Phone: 704.439.2360
Fax: 704.439.2361


John Hancock Insurance

John Hancock Insurance empowers people to feel confident about the future by providing innovative solutions that protect their loved ones, while enhancing their health, wealth and financial well-being. With more than 150 years of delivering on our promises, and backed by a company with strong financial ratings, John Hancock offers a diverse range of products, including our industry-first John Hancock Vitality life insurance solutions that reward people for healthy living, along with term, universal life, indexed UL, and variable universal life insurance.

Amy Carcieri
John Hancock Insurance
197 Clarendon Street, C-7-04
Boston, MA, USA 02116
Phone: 617.572.4343

Life Insurance Settlements

Over the past 24 years, Life Insurance Settlements, Inc (LIS) has become synonymous with success in the life settlement industry. Our leverage, experience and presence are unmatched in the settlement industry. We specialize in appraising life insurance policies insuring seniors for their true market value: i.e., the amount a third party would be willing to give the owner of a policy over and above the insurance company’s cash surrender value.  LIS is a broker that will present your case to the most qualified institutional buyers in the marketplace and will negotiate the highest settlement appraisal on behalf of you and your client.

Life Insurance Settlements
Mark Mrky
1180 SW 36th Avenue,
Suite 201
Pampano Beach, FL, USA 33309
Phone: 866.326.5433
Fax: 954.337.5726

M3 Finanacial

We specialize in:

• Safe money alternatives
• Guaranteed income planning
• Enhanced death benefits for uninsurable clients and qualified money
• International client solutions
• Long Term Care insurance alternatives

Jarrod Fisher
M3 Financial
427 Naubuc Avenue
Suite 102
Glastonbury, CT 06033 Pampano Beach, FL, USA 33309
Phone: 860.734.1660


MassMutual’s purpose is to help people secure their future and protect the ones they love. We have over 160 years of experience helping people build a strong financial future — even during challenging economies. As a mutual company, we’re owned by our policy owners and make decisions with their long-term interests in mind. Our success is reflected in our financial strength, and while they’re not guaranteed, we’ve paid dividends to eligible participating policy owners consistently since the 1860s.

Joe Sparacio
Head of National Sales
1295 State Street
Springfield, MA 01111 USA
Phone: 413.744.3433


Ohio National

Tracing its corporate origins to 1909, Ohio National markets a variety of insurance and financial products through more than 50,000 representatives in 49 states (all except New York), the District of Columbia, Puerto Rico and through affiliated operations in South America. Additional subsidiaries operate in New York and Connecticut.

John DelPozzo, CLU, LUTCF
Ohio National Financial Services
Senior Vice President, Traditional Distribution
One Financial Way
Cincinnati, OH, USA 45252
Phone: 513.794.6623

S&P Dow Jones Indices

S&P Dow Jones Indices, a division of S&P Global (NYSE: SPGI), is the leading index provider for indexed-linked universal life and annuity products. Home to iconic financial market indicators S&P 500® and Dow Jones Industrial Average®, more than 90% of indexed-linked insurance offerings use crediting methods linked to S&P Indices.

S&P Dow Jones Indices
J. Alan Grissom
Head of Insurance
55 Water Street
New York, NY, USA 10041
Phone: 212.438.3553


Air Travel

The Los Angeles International Airport (LAX) is the primary airport serving the Los Angeles area. MDRT has partnered with Gant Travel for your travel needs.

Travel Office:

Toll-free: +1 877.883.4865
Direct: +1 224.803.2601
Email: mdrt@ganttravel.com
Hours: Monday through Friday, 7:30 a.m. to 6 p.m. Central
Service fee applies: USD 33 per ticket


To and from airport
Terranea Resort is located approximately 45 minutes from the Los Angeles International Airport (LAX) in Los Angeles. Taxis are readily available with an average fare of USD 70.

Taxis can be found curbside on the lower/arrival level in front of each terminal. Passengers will be presented with a ticket stating typical fares to major destinations. Only authorized taxis with an official seal issued by City of Los Angeles Department of Transportation on each vehicle are permitted in the airport. It is illegal for any transportation services to solicit fares, and travelers using such services do so at their own risk.

Lyft and Uber are authorized to provide pick up services at LAX. Passengers can make a request once they are located on the terminal curbside. Authorized transportation network companies may drop off and pick up passengers on the airport upper/departures level only. The airport fee applies to both a drop-off and pick up trip. Signs that state “Ride Service Pick Up” are positioned on the upper/departures level to facilitate the meeting point.

Car rentals
Rental car offices are located off site, away from airline terminals. Hertz offers a complimentary shuttle on the lower/arrivals level island under the purple “Rental Car Shuttles” sign outside of baggage claim.

MDRT has partnered with Hertz to offer discounted car rental rates exclusively for MDRT members and guests. To receive the discounted rate, visit hertz.com or call +1 (800) 654-2240 and mention CV#02RA0034 when making reservations.

Car service
To arrange a car service pick up please call Avalon Transportation. The pick up location in LAX will be in the baggage claim area. To reserve a car service please call +1 (800) 528-2566.

International travel
If you require a visa letter to attend the meeting or have other questions regarding travel from outside the United States, please contact meetings@mdrt.org.

MDRT Foundation

During the 2017 Top of the Table Annual Meeting, the MDRT Foundation is partnering with Inner-City Arts. Inner-City Arts is a not-for-profit organization that offers expansive arts education programs for youth and educators to create lasting personal and social change. Located in L.A.’s Skid Row, one of the most socioeconomically challenged communities in the United States, Inner-City Arts immerses its students in a safe and supportive environment where they engage in a variety of visual and performing art forms in studio and theater settings.

Children who attend Inner-City Arts develop skills that are highly valued in the 21st-century workforce such as collaboration, creativity and critical thinking. Inner-City Arts’ services include classes during the instructional day for elementary students, after-school, weekend and summer workshops for teens, and creativity-based professional development for educators.

During the Top of the Table meeting, the MDRT Foundation will raise funds for Inner-City Arts and share their efforts to create a safer, healthier Los Angeles.

From Main Platform, Bob Smiland, Inner-City Arts CEO, will discuss the importance of arts and self-expression in the growth of young minds and how Inner-City Arts is changing the paths for so many young Angelenos who are in need of support and guidance. Smiland brings more than 30 years of business experience as a CEO, executive and chairman for private and public companies. To learn more, visit inner-cityarts.org.

General Information

Attendees are encouraged to wear casual and comfortable clothing to the sessions and events. Neckties and similar clothing are not required, but feel free to wear what makes you comfortable. The evening calls for dresses or suites for women, sport shirts for men. Some of the finer restaurants require men to wear a sport coat or blazer. A light jacket will be comfortable in the cool evenings as well as in the air-conditioned meeting rooms of the hotel. Attire for the Welcome Event is casual, and the event takes places outdoors (weather permitting). Attire for the Dinner Dance is semi-formal. Men will be comfortable in a sport coat or suit, and ladies in a cocktail dress.

Continuing Education Credit
The 2017 Top of the Table Annual Meeting does not offer continuing education (CE) credit.

Children and Guests
The Top of the Table Advisory Board has determined children and guests under the age of 21 may be present at the meeting site, but will not be permitted to attend any of the meeting sessions or social functions. Meals, activities, etc., for your children will be at your own expense. Children under the age of 21, parents, business associates or friends of the attendee may not attend as a spouse. Please visit the hotel concierge to find out about children’s programs offered by the hotel.

Rancho Palos Verdes stays warm well into the autumn months, with October experiencing averages of mid-to-high 70 degrees Fahrenheit (21 degrees Celsius) during the day, and low-to-mid 50s (10 Celsius) during the evening. Be prepared to dress for comfortable afternoons and a slight chill later on.

Consent for use of photographic images
Registration and attendance at or participation in MDRT meetings or other activities constitutes an agreement by the registrant to MDRT’s or its licensees’ use and distribution (both now and in the future) of the registrant’s or spouse’s image and voice in photographs, videos, electronic reproductions and audio recording of such events or activities.

Consent for physical activity
By attending this meeting, you acknowledge that participation at the meeting and in all related activities are voluntary and optional, and that participation in any of these events are at your own risk. You agree to hold MDRT harmless from any claims, costs or expenses arising from any injury as a result of any person included in your registration fee.

Top of the Table welcomes approved 2017 Top of the Table qualifiers and their spouses to the 2017 Top of the Table Annual Meeting. Click here to apply for membership to MDRT and to submit qualification for the Top of the Table.

Simultaneous interpretation
The Top of the Table Annual Meeting provides simultaneous interpretation when 10 or more attendees request interpretation in the same language. The deadline date to request simultaneous interpretation is September 18, 2017.

Statement for antitrust
There shall be no negative discussion of commercial companies or products. There shall be no discussion or activity for the purpose of any legal compliance preventing any person or persons from gaining access to any market or customer for goods or services, nor any agreement or understanding to refrain from purchasing or using any material, equipment, services or supplies. There shall be no discussion or activity that may be construed as forestalling or limiting research and development. We, of course, expect your consideration and full compliance with these guidelines, both while in attendance at this meeting and at all times in your business.